Ontario Tax Calculator 2026

Ontario provincial tax brackets

What you pay on every Ontario paycheck

• Federal income tax — 15% to 33% depending on bracket
• Ontario provincial tax — 5.05% to 13.16%
• CPP — 5.95% on earnings between $3,500 and $71,300, plus CPP2 4% to $81,200
• EI — 1.64% on earnings up to $65,700

Ontario Basic Personal Amount

Ontario grants a Basic Personal Amount of C$12,747. Combined with the federal BPA of C$16,129, that's over C$28,876 of income effectively tax-free.

Ontario salary and economy snapshot (2024)

To put your take-home pay in context, here is what wages look like across Ontario, drawn from the Statistics Canada Survey of Labour and Income Dynamics 2024. The full-time median in Ontario is approximately C$60,800 per year, with median household income at C$102,100.

Take-home benchmark: a worker earning C$60,800 (Ontario median full-time) typically nets ~C$48,500/year after federal + ON tax + CPP + EI. Use the calculator above for your exact figure.

Sectors driving employment

• Financial services (Toronto)
• Manufacturing
• Technology

Largest employers in Ontario

Some of the major employers shaping the Ontario job market include Royal Bank of Canada, TD Bank, Magna International, and Loblaw Companies. These organizations set wage benchmarks that ripple across the regional labor market.

Cost of living note

Toronto and Ottawa drive Ontario's median up. Ontario also charges a Health Premium ($300–$900/year) embedded in provincial tax — included in this calculator.

Source: Statistics Canada Survey of Labour and Income Dynamics 2024. Figures are pre-tax unless stated; cost-of-living comparisons use national averages.